10 Top Savings Apps

16. February 2017 lifestyle 0

If you are anything like me, living a financially stable life is very important. Here are 10 phone apps, in no particular order, that will help you to take your first steps towards the frugal life.

Ibotta

How it works:

Ibotta suggests items for you to purchase in popular restaurants, grocery, pharmacy, craft, liquor, electronic, and clothing stores. These items give you money back. The products range anywhere from baby and health to produce. You unlock the items you are willing to buy and well you buy them.  Keep up with your receipt. While you are in the store you can verify that you are purchasing the correct item by selecting the barcode in the top right corner. You can scan the product and Ibotta will tell you if you have the correct item. When you get home you will verify all your purchases by scanning their barcodes and taking a picture of your receipt. Soon you will have money added to your account in the combined amount of the items purchased.

How you get paid:

The product you purchase will give you money back ranging from .25 cents up. Ibotta also offers a referral program where you can earn $5 for every friend that signs up using your referral and earns their first $10. Your money will become available for withdrawal after you have a minimum of $20 in your balance. You have options for withdrawal. My favorite is Paypal, but as of the time I’m writing this, they also offer venmo, and gift cards for Bestbuy, Amazon, Starbucks, Whole Foods Market, Target, Olive Garden, Kmart, Gap, Applebees, Sam’s Club, Jo-Ann Fabrics, Walmart, Sephora, iTunes, Cabela’s, Express, and Regal.

Checkout 51

How it works:

Checkout51 offers you products that you can purchase from a list of stores. Just like Ibotta you will need to take a picture of your receipt.

How you get paid:

Checkout51 allows you to cash out once you reach the minimum of $20. You will receive your payment in the form of a check. Atthis time Checkout51 does not offer a referral bonus.

Savings Star

How it works:

Savings Star is one of the laziest saving apps. Which is a good thing by the way. You can add you store cards to the app and whatever products you purchase that have already been added to your Savings Star list will automatically let Savings Star know and add your savings to your balance.

How you get paid:

Saving Star pays you one of five ways. You can deposit directly into your bank or PayPal account, you can add money to your Starbucks card, Upromise Account or you can make a donation to American Forest.

Coupons.com

How it works:

Coupons.com does exactly what it says. It gives you coupons. This site also has a mobile app that allows you to print from your phone. The more devices you have the more coupons you can print but always make sure to follow couponing rules. ALWAYS READ YOUR COUPONS.

How you get paid:

You don’t. With this app you save money rather than earn it.

Shopkick

How it works:

I personally believe that Shopkick is one of the most fun applications of them all. You can earn “Kicks” by simply walking into your favorite stores. You pick products in the app and scan them in the store. You are not obligated to purchase anything but you can earn more kicks by making purchases. You can also add your debit or credit card so that you can earn kicks for how much you spend at select stores. Shopkick also has a referral program where you can earn 50% of what your friends earn in the first 2 weeks!

How you get paid:

Your Kicks add up and can be turned into gift cards or merchandise. Shopkick offers a lot of gift card option including Target, Walmart, Nike, Papa Johns, Yankee Candle, Foot Locker and I haven’t even scratched the surface here. You can donate to Feeding America or American Red Cross. And last you can trade in kicks for products.

Target Cartwheel 

How it works:

This could go on forever me talking about my love for Target but I’m going to try and keep it short. The Target Cartwheel app supplies you with e-coupons every month and discounts on specific products. Just add what offers you want to your list and when you’re ready to checkout show the cashier your barcode and watch the savings add up.

How you get paid:

You don’t. With this app you save money rather than earn it.

Flipp

How it works:

Flipp is an app that saves you money by giving you all the store ads in one place.

How you get paid:

You don’t, but the convenience of having all the store ads in one place is priceless!

Pharmacy Apps (CVS, Walgreens, etc.)

How it works:

(CVS)

Both CVS and Walgreens offer e-coupons. CVS offers store coupons at the “magic red box” inside the store but you can add those coupons to your card using the mobile app. Join the beauty club to earn ExtraBucks.The e-coupons that you use can be stacked with current deals where you earn more ExtraBucks

How you get paid:

You don’t, technically. With this app you save money and can earn ExtraBucks that can be used for future purchases.

How it works:

Walgreens offers e-coupons in their app. They also let you earn Balance Rewards with your Fitbit or any other digital step counter.

How you get paid:

You don’t, technically. With this app you save money and can earn Balance Rewards points that can be used for future purchases.

Grocery Store Apps (Kroger, Sprouts)

How it works:

Both Kroger and Sprouts offer e-coupons and personalized coupons for app users. They both also offer free products.

How you get paid:

You don’t. With this app you save money.

Restaurant Apps (Starbucks, Moe’s Southwest Grill, Firehouse Subs, etc)

How it works:

Starbucks, Moe’s Southwest Grill, and Firehouse Subs app all offer discounts or free products for purchasing products. Check these apps regularly, Starbucks offers bonus stars for unique purchases while Moe’s will offer free products.

How you get paid:

You don’t……..unless you take food or coffee as a form of payment.

Leave a comment below if this information was helpful to you or if you know of any apps should have been included in the blog.



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